SafeCollect's AI agent contacts debtors, negotiates settlements autonomously, and collects payments — all while staying 100% FDCPA, TCPA, and Reg F compliant. 80% lower cost than manual collections.
Our AI sends 5,000 compliant messages in the same time. Every one personalized. Every one legally vetted. Every one with a payment link.
Enterprise-grade tools. We only win when you collect.
Claude-powered messages that are personalized, compliant, and effective. 4-step SMS + email sequences that escalate automatically.
FDCPA, TCPA, Reg F, and state-specific rules (CA, NY, TX, FL) checked on every message. Time restrictions, consent tracking, opt-out handling — all automatic.
Consumer-friendly self-service portal. Pay in full, accept settlement, or set up a plan. Stripe-powered, mobile-optimized, zero friction.
Recovery rates, message performance, A/B testing, compliance health — all in one dashboard. Know what's working in real time.
Autonomous settlement negotiation that adapts to debtor responses in real-time. Configurable policies with step-down offers, payment plans, hardship detection, and automatic escalation — all while staying 100% compliant.
From first contact to settlement — fully autonomous
Full Balance
100% offer sent
Discount
AI steps down offer
Settlement
Debtor agrees
Paid!
Auto payment link
Set your policy once. The AI handles every conversation — from first contact to final payment. No scripts. No call centers. Just results.
Three steps. Five minutes. Start recovering.
Drop a CSV of your accounts. We validate, deduplicate, and encrypt everything.
Our AI crafts personalized, legally compliant SMS and email sequences for every debtor.
Consumers pay through their personalized portal. Full payment, settlement, or plan — their choice.
Low base + percentage of recovered dollars. Our AI only costs you when it works.
For small agencies getting started
For growing agencies
For large-scale operations
Replace manual call centers with AI that contacts thousands of debtors simultaneously. Pay only when you collect.
Every message checked against FDCPA, TCPA, Reg F, and state-specific rules before it sends. Full audit trail included.
No awkward phone calls. Debtors negotiate and pay on their own terms through a self-service portal — leading to higher recovery rates.
We verify every agency to ensure quality and compliance. Applications are reviewed within 24-48 hours.
We review applications within 24-48 hours. You'll receive an email once approved.
Application ID: